Education Planning 5. Education PlanningOne of the most neglected areas of personal finance is education funding for children. College Graduates are faced with seemingly insurmountable student loan debt. With media headlines forecasting tuition hikes at exponential rates, the thought of funding a college education can seem futile to many. Considering these facts, it may be surprising to learn that education funding is one of the easiest financial hurdles to overcome.It’s without question many parent’s dream of sending their child to college. Education savings plans can be confusing, and it’s important to have someone who can help you understand how your savings will affect your child’s or grandchild’s ability to qualify for financial aid, as well as the implications for your income, gift and estate tax situation. With the many education savings plans available, I can offer a solution that doesn’t interfere with your other investment planning goals, and reduce tax in the process.